Consumer Loan Quality Control Analyst
Indiana, PA Indiana, PA Full-time Full-time Estimated:
$30.
6K - $38.
8K a year Estimated:
$30.
6K - $38.
8K a year 6 days ago 6 days ago 6 days ago North Fifth Street; 355 North Fifth Street; Indiana, PA 15701 Work Days and Expected Hours:
Monday - Friday 8:
00 am - 5:
00 pm (Additional hours as necessary to meet the objectives of the department) Function:
Responsible for ensuring quality control of the operation, audit and compliance risk of the Consumer Lending functions through managing and reporting.
Requires knowledge of Consumer lending, applicable banking laws, federal and state regulations, Bank policies, & lending platforms.
Duties and
Responsibilities:
1.
Completes full quality review of consumer loans to measure and improve the accuracy and effectiveness of the process.
2.
Assists with documentation of regulatory and procedural differences and communicates this information to the manager responsible for the noted area.
a.
Documents any regulatory errors or procedural documentation errors to create reports that are distributed to the responsible manager.
b.
Maintains the compliance content of all desk top procedures and instructional manuals for the Department c.
Participates in review of policies and procedures to provide the department with information for continuous quality improvement d.
Maintains ongoing process to ensure remedial efforts have produced satisfactory results to immediately detect recurrences of defects.
e.
Upon request, assist in the development and documentation of procedures 3.
On a continuous basis, keeps current on daily and ongoing regulatory updates, proposals and process changes that may impact the line of business.
a.
Maintains working knowledge of compliance regulations relative to Consumer Lending.
b.
Applies knowledge of regulatory guidelines and industry best practices in making recommendations to mitigate risk and support the business line.
c.
Proactively reads documentation and completes assigned training to maintain an understanding of and comply with laws, regulations, regulatory policies, bank policies and procedures pertaining to the employee's responsibilities.
d.
Participates in ongoing continuing education of process changes and regulatory updates 4.
Independently reviews consumer loans prior to closing and makes recommendations regarding changes as necessary to the loan package.
5.
Assists in Regulatory monitoring.
6.
Assists in determining the cause of any compliance errors, tracks by employee, and communicates to the responsible supervisor.
7.
Exercises a high-level of accuracy, initiative, interpersonal skills, and confidentiality while performing tasks in order to contribute to the success of the department.
8.
Upon request, assist the VP Consumer Operations with training and education of Consumer Lending personnel, including operations and originations employees, regarding regulatory requirements and updates.
9.
Maintains records and conducts correspondence related to the work.
10.
Maintains a good working relationship with all S&T employees.
Demonstrates the ability to work independently.
Works as a team player to contribute to the success of the department and in turn the organization.
11.
Performs additional duties as required.
Physical Demands Operates a keypad device 80% of the day.
Operates office equipment 20% of the day.
The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands, wrists and elbows, lower and upper torso.
Sitting is required 6 hours per day while working at the computer and walking 1 hour.
Requires the use of manual dexterity skills for typing up to 60% of the business day.
Specific vision requirements include close vision of 18-20 for computer work.
Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
.
Estimated Salary: $20 to $28 per hour based on qualifications.
$30.
6K - $38.
8K a year Estimated:
$30.
6K - $38.
8K a year 6 days ago 6 days ago 6 days ago North Fifth Street; 355 North Fifth Street; Indiana, PA 15701 Work Days and Expected Hours:
Monday - Friday 8:
00 am - 5:
00 pm (Additional hours as necessary to meet the objectives of the department) Function:
Responsible for ensuring quality control of the operation, audit and compliance risk of the Consumer Lending functions through managing and reporting.
Requires knowledge of Consumer lending, applicable banking laws, federal and state regulations, Bank policies, & lending platforms.
Duties and
Responsibilities:
1.
Completes full quality review of consumer loans to measure and improve the accuracy and effectiveness of the process.
2.
Assists with documentation of regulatory and procedural differences and communicates this information to the manager responsible for the noted area.
a.
Documents any regulatory errors or procedural documentation errors to create reports that are distributed to the responsible manager.
b.
Maintains the compliance content of all desk top procedures and instructional manuals for the Department c.
Participates in review of policies and procedures to provide the department with information for continuous quality improvement d.
Maintains ongoing process to ensure remedial efforts have produced satisfactory results to immediately detect recurrences of defects.
e.
Upon request, assist in the development and documentation of procedures 3.
On a continuous basis, keeps current on daily and ongoing regulatory updates, proposals and process changes that may impact the line of business.
a.
Maintains working knowledge of compliance regulations relative to Consumer Lending.
b.
Applies knowledge of regulatory guidelines and industry best practices in making recommendations to mitigate risk and support the business line.
c.
Proactively reads documentation and completes assigned training to maintain an understanding of and comply with laws, regulations, regulatory policies, bank policies and procedures pertaining to the employee's responsibilities.
d.
Participates in ongoing continuing education of process changes and regulatory updates 4.
Independently reviews consumer loans prior to closing and makes recommendations regarding changes as necessary to the loan package.
5.
Assists in Regulatory monitoring.
6.
Assists in determining the cause of any compliance errors, tracks by employee, and communicates to the responsible supervisor.
7.
Exercises a high-level of accuracy, initiative, interpersonal skills, and confidentiality while performing tasks in order to contribute to the success of the department.
8.
Upon request, assist the VP Consumer Operations with training and education of Consumer Lending personnel, including operations and originations employees, regarding regulatory requirements and updates.
9.
Maintains records and conducts correspondence related to the work.
10.
Maintains a good working relationship with all S&T employees.
Demonstrates the ability to work independently.
Works as a team player to contribute to the success of the department and in turn the organization.
11.
Performs additional duties as required.
Physical Demands Operates a keypad device 80% of the day.
Operates office equipment 20% of the day.
The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands, wrists and elbows, lower and upper torso.
Sitting is required 6 hours per day while working at the computer and walking 1 hour.
Requires the use of manual dexterity skills for typing up to 60% of the business day.
Specific vision requirements include close vision of 18-20 for computer work.
Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
.
Estimated Salary: $20 to $28 per hour based on qualifications.
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